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3451 Harshaw Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3451 Harshaw Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 1986
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jul 2023)
Tax Bill$1,437 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN551101050252000

Property Details

APN / Parcel Number

Primary APN551101050252000
Alternative APNs
  • 47831
  • 60613

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,812 sqft Heated Area
Upper Floors Area700 sqft Upper Floors
Basement Area1,092 sqft Basement
Stories2 Stories
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions226 ft deep x 177 ft wide
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
Deck Area367 sqft Deck
PorchFinished/Screened Porch
Porch Area336 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number60613
Street Address3451 HARSHAW RD
CityMURPHY
StateNC
Zip28906-7813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SNEED PROP BEAVER RIDGE 1588/444
Legal Lot Number2
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2013
Census Tract930501

Owner

Source: Cherokee County records · APN 551101050252000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3451 HARSHAW RD, MURPHY, NC 28906-7813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jul 17, 2023Warranty Deed, Transfer
May 31, 2018Warranty Deed, Transfer · VA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Document Number3459
Deed Book / Page1738 / 946
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address3451 HARSHAW RD, MURPHY, NC 28906-7813
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001785/820
DateSep 09, 2025
Book Page1785/820
Instrument4330
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 16, 2055
Interest
Change FrequencyMonthly

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 17, 2023
Property Address3451 HARSHAW RD, MURPHY, NC 28906-7813
Document Number001738/946
Book / Page1738 / 946
Instrument DateJun 21, 2023
Instrument3459
Transaction TypeTransfer
Record UpdatedAug 02, 2023

Transaction

AmountAmount Recorded
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3451 HARSHAW RD, MURPHY, NC 28906-7813

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 HARSHAW RD, MURPHY, NC 28906-7813

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 31, 2018
Property Address3451 HARSHAW RD, MURPHY, NC 28906-7813
Document Number01588/0444
Book / Page01588 / 0444
Instrument DateMay 29, 2018
Instrument02601
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$356.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 DOVE FIELD CT SE, 315, LELAND, NC 28451-9619

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 HARSHAW RD, MURPHY, NC 28906-7813

Mortgage

Document Number02602
DateMay 31, 2018
Instrument02602
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,437.00 (+6.84%)$190,760 (+6.42%)$190,760 (+6.42%) Land $15,000 Building $175,760
2023$179,250 (-)$179,250 (-) Land $15,000 Building $164,250
2022$1,345.00$179,250$179,250 Land $15,000 Building $164,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 85% of North Carolina
Wildfire LikelihoodAbout 1 in 518 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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