Cherokee County property record for 3351 Harshaw Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,798 sqft · built 1986 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2023) |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550102956691000 |
| Primary APN | 550102956691000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Heated Area |
| Upper Floors Area | 460 sqft |
| Basement Area | 285 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 316 ft deep x 194 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 223 sqft |
| Deck Area | 622 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60114 |
|---|---|
| Street Address | 3351 HARSHAW RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BEAVER RIDGE SUB 1240/688 |
| Legal Subdivision | BEAVER RIDGE SUB |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
Source: Cherokee County records · APN 550102956691000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3351 HARSHAW RD, MURPHY, NC 28906-8341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Document Number | 2400 |
| Deed Book / Page | 1735 / 350 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 18, 2023 |
| Property Address | 3351 HARSHAW RD, MURPHY, NC 28906-8341 |
| Document Number | 001735/350 |
| Book / Page | 1735 / 350 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2400 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 BOURNE DR, MURPHY, NC 28906-3371 |
| Name | Verified Name |
|---|---|
| Address | 3351 HARSHAW RD, MURPHY, NC 28906-8341 |
| Document Number | 0001735353 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 1735/353 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 3351 HARSHAW RD, MURPHY, NC 28906-8341 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2020 |
| Name | Verified Name |
|---|
| Document Number | 01631/0440 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 01631/0440 |
| Instrument | 06151 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2030 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 | $196,360 (-) | $196,360 (-) Land $15,000 Building $181,360 |
| 2023 | $196,360 | $196,360 Land $15,000 Building $181,360 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wilkes Telephone Membership, CND Acquisition, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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