3421 Harshaw Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3421 Harshaw Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 2004
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Dec 2020)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Dec 2020 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550102958518000`

Property Details

APN / Parcel Number

Primary APN	`550102958518000`
Alternative APN	`53391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,578 sqft Heated Area
Basement Area	1,320 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	344 ft deep x 155 ft wide
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	274 sqft
Deck Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53391
Street Address	3421 HARSHAW RD
City	MURPHY
State	NC
Zip	28906-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BEAVER RIDGE 1589/454 1674/836
Legal Lot Number	13
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2013
Census Tract	930501

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3421 HARSHAW RD, MURPHY, NC 28906-7813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	0000109333
Deed Book / Page	1093 / 33
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2020
Property Address	3421 HARSHAW RD, MURPHY, NC 28906-7813
Document Number	1666/224
Book / Page	1666 / 224
Instrument Date	Dec 1, 2020
Instrument	7370
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 HARSHAW RD, 3421, MURPHY, NC 28906-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 HARSHAW RD, MURPHY, NC 28906-7813

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3421 HARSHAW RD, MURPHY, NC 28906-7813
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1644/632
Date	May 26, 2020
Book Page	1644/632
Instrument	2525

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 15, 2018
Property Address	3421 HARSHAW RD, MURPHY, NC 28906-7813
Document Number	01589/0454
Book / Page	01589 / 0454
Instrument Date	Jun 11, 2018
Instrument	02867
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 LANDRESS LN, 405, DELAND, FL 32724-4635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 HARSHAW RD, MURPHY, NC 28906-7813

Mortgage

Document Number	02868
Date	Jun 15, 2018
Instrument	02868

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$257,570 (-)	$257,570 (-) Land $15,000 Building $242,570
2023		$257,570	$257,570 Land $15,000 Building $242,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CND Acquisition, T-Mobile USA, Wilkes Telephone Membership.

Cell Coverage

5G (outdoors only) and 4G LTE

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