3451 Apple Ridge Rd, Ocoee, FL 34761 Property Records

Orange County property record for 3451 Apple Ridge Rd, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,745 sqft · built 2015
Lot Size0.242 acres (10,547 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Apr 2016)
Tax Bill$5,468 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-21-28-0945-00-350

Property Details

APN / Parcel Number

Primary APN32-21-28-0945-00-350
Alternative APNs
  • 282132094500350
  • 214648
  • 218922
  • 223428

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,745 sqft Living Area
Gross Area3,429 sqft
1st Floor Area2,745 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,547 sqft (0.242 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area222 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3451 APPLE RIDGE RD
CityOCOEE
StateFL
Zip34761-4488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionBRYNMAR PHASE 1 78/38 LOT 35
Legal Range28E
Legal Township21S
Legal Section32
Legal SubdivisionBRYNMAR PH 1
Legal Phase1
Legal Tract945
Legal Lot Number35
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2060
Census Tract17506

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3451 APPLE RIDGE RD, OCOEE, FL 34761-4488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2017Deed of Trust, Mortgage · VA Mortgage
MAJESTIC HM LNS
Jan 30, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2016 · Amount on Record
Deed SaleApr 19, 2016 · Amount on Record
Deed Document Number2016197400
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3451 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number0000548128
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number0000548128
DateOct 9, 2017
Instrument548128
Lender
NameMAJESTIC HM LNS
TypeFunding / Finance Company
AddressONTARIO, CA 91761
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 8, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3451 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number0000108873
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedApr 17, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address3451 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number0000108873
DateFeb 28, 2017
Instrument108873
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,890 (+2.7%)$505,800 (-1.37%) Land $80,000 Building $425,800
2025$5,468.00 (+7.07%) Homeowner's exemption$330,954 (+5.99%)$512,840 (+10.39%) Land $80,000 Building $432,840
2024$5,107.00 (+3.44%)
2023$4,937.00 (+3.18%) Homeowner's exemption$312,259 (+3%)$464,556 (+15.13%) Land $80,000 Building $384,556
2022$4,785.00 Homeowner's exemption$303,164$403,509 Land $80,000 Building $323,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

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