3443 Apple Ridge Rd, Ocoee, FL 34761 Property Records

Orange County property record for 3443 Apple Ridge Rd, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,824 sqft · built 2014
Lot Size	0.207 acres (9,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,950 (Feb 2015)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-21-28-0945-00-360`

Property Details

APN / Parcel Number

Primary APN	`32-21-28-0945-00-360`
Alternative APNs	`282132094500360` `214649` `218923` `223429`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,005 sqft (0.207 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	193 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3443 APPLE RIDGE RD
City	OCOEE
State	FL
Zip	34761-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	BRYNMAR PHASE 1 78/38 LOT 36
Legal Range	28E
Legal Township	21S
Legal Section	32
Legal Subdivision	BRYNMAR PH 1
Legal Phase	1
Legal Tract	945
Legal Lot Number	36
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2060
Census Tract	17506

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 3, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 21, 2018	Loan Modification, Mortgage · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2015 · Amount on Record
Deed Sale	Feb 25, 2015 · Amount on Record
Deed Document Number	201596959
Deed Book / Page	10880 / 2022
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488

Mortgage

Document Number	0000383722
Date	Jul 10, 2023
Instrument	20230383722

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488

Mortgage

Document Number	0000078606
Date	Feb 3, 2022
Instrument	20220078606

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3443 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000391549
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3443 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number	0000391549
Date	Jul 2, 2018
Instrument	391549

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,935 (+2.7%)	$523,750 (-1.39%) Land $80,000 Building $443,750
2025	$5,503.00 (+7%) Homeowner's exemption	$328,077 (+5.99%)	$531,120 (+10.53%) Land $80,000 Building $451,120
2024	$5,143.00 (+3.4%)
2023	$4,974.00 (+12.41%) Homeowner's exemption	$309,545 (+12.05%)	$480,528 (+21.58%) Land $80,000 Building $400,528
2022	$4,425.00 Homeowner's exemption	$276,257	$395,251 Land $80,000 Building $315,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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