3427 Apple Ridge Rd, Ocoee, FL 34761 Property Records

Orange County property record for 3427 Apple Ridge Rd, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,352 sqft · built 2013
Lot Size	0.207 acres (9,005 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2020)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-21-28-0945-00-380`

Property Details

APN / Parcel Number

Primary APN	`32-21-28-0945-00-380`
Alternative APNs	`282132094500380` `214651` `218926` `223432`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	2,963 sqft
1st Floor Area	2,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,005 sqft (0.207 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	171 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3427 APPLE RIDGE RD
City	OCOEE
State	FL
Zip	34761-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	BRYNMAR PHASE 1 78/38 LOT 38
Legal Range	28E
Legal Township	21S
Legal Section	32
Legal Subdivision	BRYNMAR PH 1
Legal Phase	1
Legal Tract	945
Legal Lot Number	38
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2060
Census Tract	17506

Owner

Source: Orange County records · APN 32-21-28-0945-00-380

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3427 APPLE RIDGE RD, OCOEE, FL 34761-4488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	2020279461
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 13, 2020
Property Address	3427 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000279461
Instrument Date	May 08, 2020
Instrument	279461
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3427 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number	279462
Date	May 13, 2020
Instrument	279462

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,860 (-1.23%) Land $80,000 Building $355,860	$435,860 (-1.23%) Land $80,000 Building $355,860
2025	$7,287.00 (+7.75%)	$441,290 (+10.8%) Land $80,000 Building $361,290	$441,290 (+10.8%) Land $80,000 Building $361,290
2024	$6,763.00 (+8.09%)
2023	$6,257.00 (+10.88%)	$398,260 (+14.65%) Land $80,000 Building $318,260	$398,260 (+14.65%) Land $80,000 Building $318,260
2022	$5,643.00	$347,358 Land $80,000 Building $267,358	$347,358 Land $80,000 Building $267,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.