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  5. Schoolhouse Rd

3450 Schoolhouse Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3450 Schoolhouse Rd, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,456 sqft Living Area
Lot Size5,749 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2026)
Tax Bill$6,239.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-26-32-2989-0001-161G
Alternative APNs
  • 26323029890001161G
  • 156694

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,456 sqft Living Area
Gross Area3,255 sqft Gross Area
1st Floor1,261 sqft 1st Floor
Upper Floors1,195 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,749 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area358 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3450 SCHOOLHOUSE RD
CityHARMONY
StateFL
Zip34773-6070
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 161G
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS G H F
Legal Tract2989
Legal Block161G
Legal Lot Number161G
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2091
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2989-0001-161G

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3450 SCHOOLHOUSE RD, HARMONY, FL 34773-6070
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ACRISURE MORTGAGE LLC
Aug 03, 2020Quit Claim Deed, Transfer · Veterans Administration Mortgage
MR COOPER
Feb 14, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
TRU MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleAug 03, 2020
Deed Doc Number202630736
Deed Book / Page6934 / 274
Prior Transfer DateJul 07, 2025
Prior Transfer Doc0068291001
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 10, 2026
Property Address3450 SCHOOLHOUSE RD, HARMONY, FL 34773-6070
Document Number0069340274
Book / Page6934 / 274
Map ReferenceMB 19 PG 163
Instrument DateMar 04, 2026
Instrument2026030736
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyFIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5487 BUTTONSAGE DR, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 SCHOOLHOUSE RD, HARMONY, FL 34773-6070

Mortgage

Document Number0006934275
DateMar 10, 2026
Instrument6934/275
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

Mortgage

Document Number0069340291
DateMar 10, 2026
Book Page6934/291
Instrument2026030738
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
AddressLAKEWOOD, NJ 08701
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2020
Property Address3450 SCHOOLHOUSE RD, HARMONY, FL 34773-6070
Document Number0057661884
Book / Page005766 / 001884
Instrument DateJul 24, 2020
Instrument100700
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3450 SCHOOLHOUSE RD HARMONY FL 347736070, HARMONY, FL 34773-6070

Mortgage

Document Number57661888
DateAug 03, 2020
Book Page005766/001888
Instrument100701
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3450 SCHOOLHOUSE RD, HARMONY, FL 34773-6070
Document Number0052891301
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedMar 09, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3450 SCHOOLHOUSE RD HARMONY FL 347736070, HARMONY, FL 34773-6070

Mortgage

Document Number0052891301
DateFeb 20, 2018
Book Page005289/001301
Instrument29786
Lender
NameTRU MTG
AddressIRVINE, CA 92612
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,239.00 (+3.79%)$253,393 (+5.99%)$358,900 (-1.59%) Land $65,000 Building $293,900
2024$6,011.00 (+2.04%)
2023$5,891.00 (+5.67%) Homeowner's exemption$239,080 (+3%)$364,700 (+13.16%) Land $65,000 Building $299,700
2022$5,575.00 Homeowner's exemption$232,117$322,300 Land $60,000 Building $262,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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