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  5. Schoolhouse Rd

3442 Schoolhouse Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3442 Schoolhouse Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage2,155 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
GarageFinished, 436 sqft
Last Sale$194,900 (2012)
Tax Bill$8,477.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263229890001165G
Alternative APN
  • 156698

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,155 sqft Heated Area
Gross Area2,951 sqft Gross Area
1st Floor2,155 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area436 sqft Garage
PorchOpen Porch
Porch Area360 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number156698
Street Address3442 SCHOOLHOUSE RD
CityHARMONY
StateFL
Zip34773-6071
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 165G
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY
Legal Tract2989
Legal Block1
Legal Lot Number165G
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2100
Census Tract43801

Owner

Source: Osceola County records · APN 30263229890001165G

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9804 RIVER CREST CT, ORLANDO, FL 32825-6530
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 27, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Mar 18, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2012 · Amount on Record
Deed SaleAug 07, 2012 · Amount on Record
Deed Doc Number2012115506
Deed Book / Page4305 / 2937
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3442 SCHOOLHOUSE RD, HARMONY, FL 34773-6071
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062901781
DateSep 23, 2022
Book Page6290/1781
Instrument2022144127
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3442 SCHOOLHOUSE RD, HARMONY, FL 34773-6071
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9804 RIVER CREST CT, ORLANDO, FL 32825-6530

Mortgage

Document Number0062021132
DateApr 27, 2022
Book Page6202/1132
Instrument2022066451
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 06, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3442 SCHOOLHOUSE RD, HARMONY, FL 34773-6071
Document Number0051212894
Instrument DateMar 18, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3442 SCHOOLHOUSE RD HARMONY FL 347736071, HARMONY, FL 34773-6071

Mortgage

Document Number0051212894
DateMar 24, 2017
Book Page005121/002894
Instrument45980
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 23, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,477.00 (+1.07%)$329,700 (-1.64%) Land $65,000 Building $264,700$329,700 (-1.64%) Land $65,000 Building $264,700
2023$8,387.00 (+54.77%)$335,200 (+84.71%) Land $65,000 Building $270,200$335,200 (+13.2%) Land $65,000 Building $270,200
2022$5,419.00 Homeowner's exemption$181,473$296,100 Land $60,000 Building $236,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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