Osceola County property record for 3440 Schoolhouse Rd, Harmony, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,617 sqft Heated Area |
| Lot Size | 5,793 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2014) |
| Tax Bill | $3,295.00 (2025) |
| Primary APN | 30263229890001166G |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,617 sqft Heated Area |
| Gross Area | 2,323 sqft Gross Area |
| 1st Floor | 1,617 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,793 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Porch | Open Porch |
| Porch Area | 266 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 156699 |
|---|---|
| Street Address | 3440 SCHOOLHOUSE RD |
| City | HARMONY |
| State | FL |
| Zip | 34773-6071 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 166G |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY |
| Legal Tract | 2989 |
| Legal Block | 1 |
| Legal Lot Number | 166G |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2100 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30263229890001166G
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Sep 15, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Jun 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Jan 18, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Jun 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LAKEVIEW LN SERVICING |
| May 25, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage MONSTERLOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Prior Sale | Mar 17, 2014 · Amount on Record |
| Deed Doc Number | 2014173948 |
| Deed Book / Page | 4700 / 1101 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0064871334 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 6487/1334 |
| Instrument | 2023133372 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0062861473 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 6286/1473 |
| Instrument | 2022140247 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|---|
| Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0059822665 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 5982/2665 |
| Instrument | 2021094314 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0061301801 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 6130/1801 |
| Instrument | 2022008641 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0053971974 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3440 SCHOOLHOUSE RD HARMONY FL 347736071, HARMONY, FL 34773-6071 |
| Document Number | 0053971974 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 005397/001974 |
| Instrument | 135243 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | EWING, NJ 08618 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 06, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3440 SCHOOLHOUSE RD, HARMONY, FL 34773-6071 |
| Document Number | 0051611421 |
| Book / Page | 005161 / 001421 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3440 SCHOOLHOUSE RD HARMONY FL 347736071, HARMONY, FL 34773-6071 |
| Document Number | 0051611421 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 005161/001421 |
| Instrument | 84208 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,295.00 (+5.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $200,870 (+5.99%) | $288,200 (-1.47%) Land $65,000 Building $223,200 |
| 2023 | $3,113.00 (+7.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $189,524 (+3%) | $292,500 (+12.89%) Land $65,000 Building $227,500 |
| 2022 | $2,892.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,004 | $259,100 Land $60,000 Building $199,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 337 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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