3438 Barina St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3438 Barina St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 2019
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$6,361 (2025)
Deeds & Mortgages	Aug 2021 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-26-30-0099-0001-0060`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0099-0001-0060`
Alternative APN	`263014009900010060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,987 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3438 BARINA ST
City	SAINT CLOUD
State	FL
Zip	34769-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOPY RESERVE PB 28 PGS 1-2 LOT 6
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	CANOPY RESERVE
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13890 TYBEE BEACH LN, ORLANDO, FL 32827-7953
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer PARAGON TITLE GROUP INC
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Dec 19, 2019	Special Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2021127448
Deed Book / Page	6024 / 918
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 17, 2021
Property Address	3438 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0060240918
Book / Page	6024 / 918
Map Reference	MB 28 PG 1&2
Instrument Date	Aug 17, 2021
Instrument	2021127448
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3438 BARINA ST, 3438, SAINT CLOUD, FL 34769-5634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 WAREHOUSE RD APT 70104, 70104, ORLANDO, FL 32803-3540

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3438 BARINA ST, SAINT CLOUD, FL 34769-5634
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 BARINA ST, SAINT CLOUD, FL 34769-5634

Mortgage

Document Number	0059321502
Date	Apr 12, 2021
Book Page	5932/1502
Instrument	2021054119

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2050

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2019
Property Address	3438 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0056431874
Book / Page	5643 / 1874
Map Reference	MB 28 PG 1&2
Instrument Date	Dec 16, 2019
Instrument	2019164583
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 BARINA ST, SAINT CLOUD, FL 34769-5634

Mortgage

Document Number	0056431876
Date	Dec 19, 2019
Instrument	5643/1876

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,361.00 (+14.78%)	$355,200 (+4.93%) Land $67,000 Building $288,200	$355,200 (+4.93%) Land $67,000 Building $288,200
2023	$5,542.00 (+15%)	$338,500 (+26.68%) Land $60,000 Building $278,500	$338,500 (+26.68%) Land $60,000 Building $278,500
2022	$4,819.00	$267,200 Land $45,000 Building $222,200	$267,200 Land $45,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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