3450 Acy Lowery Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3450 Acy Lowery Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,525 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2021)
Tax Bill	$2,556 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-2N-29-0000-00310-0000`

Property Details

APN / Parcel Number

Primary APN	`20-2N-29-0000-00310-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Heated Area
Gross Area	2,041 sqft
1st Floor Area	1,525 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	11,880 ft deep x 3,570 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	202N290000003100000
Street Address	3450 ACY LOWERY RD
City	PACE
State	FL
Zip	32571-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT NW CORNER OF SECTION 20 TOWNSHIP 2 NORTH RANGE 29 WEST THN S88*51'20E ALONG N SEC LN
Legal Range	29W
Legal Township	02N
Legal Section	20
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2001
Census Tract	10303

Owner

Source: Santa Rosa County records · APN 20-2N-29-0000-00310-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Mar 25, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Document Number	202109006
Deed Book / Page	4070 / 478
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 ACY LOWERY RD, PACE, FL 32571-9414

Mortgage

Document Number	0043150790
Date	Aug 11, 2022
Book Page	4315/790
Instrument	202247026

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 11, 2021
Property Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Document Number	0040700478
Book / Page	4070 / 478
Instrument Date	Feb 05, 2021
Instrument	202109006
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 GUNN ST, 159, EASTPOINT, FL 32328-2879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0004070481
Date	Feb 11, 2021
Instrument	4070/481

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 25, 2020
Property Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Document Number	0039320064
Book / Page	003932 / 000064
Instrument Date	Mar 23, 2020
Instrument	14391
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 ACY LOWERY RD PACE FL 325719414, PACE, FL 32571-9414

Mortgage

Document Number	39320066
Date	Mar 25, 2020
Book Page	003932/000066
Instrument	14392

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3450 ACY LOWERY RD, PACE, FL 32571-9414
Document Number	0039141199
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 ACY LOWERY RD PACE FL 325719414, PACE, FL 32571-9414

Mortgage

Document Number	0039141199
Date	Jan 31, 2020
Book Page	003914/001199
Instrument	4982

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,556.00 (-0.47%)	$209,997 (+7.06%) Land $76,000 Building $133,997	$209,997 (+7.06%) Land $76,000 Building $133,997
2023	$2,568.00 (+2.97%)	$196,151 (+3.89%) Land $64,000 Building $132,151	$196,151 (+3.89%) Land $64,000 Building $132,151
2022	$2,494.00	$188,811	$188,811 Land $64,000 Building $124,811

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	11 (2014–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 9 claims

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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