Santa Rosa County property record for 3425 Acy Lowery Rd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,202 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Mar 2020) |
| Tax Bill | $2,329 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-2N-29-0000-00311-0000 |
| Primary APN | 20-2N-29-0000-00311-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,202 sqft Heated Area |
| Gross Area | 2,870 sqft |
| 1st Floor Area | 2,850 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 648 sqft |
| Carport | Carport |
| Carport Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 202N290000003110000 |
|---|---|
| Street Address | 3425 ACY LOWERY RD |
| City | PACE |
| State | FL |
| Zip | 32571-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2020* COM AT SW CORNER OF NW4 OF NW4 OF SECTION 20 TOWNSHIP 2 NORTH RANGE 29 WEST THN S89*56'50E |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 20 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10303 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3425 ACY LOWERY RD, PACE, FL 32571-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Mar 10, 2020 | Correction Deed ATTORNEY ONLY |
| Mar 9, 2020 | Warranty Deed, Transfer · VA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on Record |
| Deed Sale | Mar 9, 2020 · Amount on Record |
| Prior Sale | Mar 16, 1998 · Amount on Record |
| Deed Document Number | 202011452 |
| Deed Book / Page | 3926 / 1765 |
| Last Transfer Date | Mar 10, 2020 |
| Transfer Doc | 0039270980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3425 ACY LOWERY RD, PACE, FL 32571-9457 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3425 ACY LOWERY RD, PACE, FL 32571-9457 |
| Document Number | 0041060212 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 4106/212 |
| Instrument | 202125930 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 3425 ACY LOWERY RD, PACE, FL 32571-9457 |
| Document Number | 0039270980 |
| Book / Page | 003927 / 000980 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 11807 |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3425 ACY LOWERY RD MILTON FL 325719457, MILTON, FL 32571-9457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 9, 2020 |
| Property Address | 3425 ACY LOWERY RD, PACE, FL 32571-9457 |
| Document Number | 0039261765 |
| Book / Page | 003926 / 001765 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 11452 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3425 ACY LOWERY RD MILTON FL 325719457, MILTON, FL 32571-9457 |
| Document Number | 39261767 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 003926/001767 |
| Instrument | 11453 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2050 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,329.00 (+4.72%) Homeowner's exemption Disabled Person's exemption | $220,878 (+3%) | $251,015 (+3.13%) Land $38,000 Building $213,015 |
| 2023 | $2,224.00 (+2.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $214,445 (+3%) | $243,395 (-0.19%) Land $32,000 Building $211,395 |
| 2022 | $2,162.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $208,199 | $243,859 Land $32,000 Building $211,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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