Santa Rosa County property record for 3432 Acy Lowery Rd, Pace, FL 32571
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 1,037 sqft · built 1925 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Aug 2025) |
| Tax Bill | $1,232 (2024) |
| Deeds & Mortgages | Oct 2025 Construction Loan Aug 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-2N-29-0000-00400-0000 |
| Primary APN | 20-2N-29-0000-00400-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| Gross Area | 1,470 sqft |
| 1st Floor Area | 1,037 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Porch | Florida Room |
| Porch Area | 397 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 3432 ACY LOWERY RD |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-9414 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | AG-RR |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** COM AT NW COR SEC TH E 630.80 FT TO POB TH 89* RT(S) 718.85 FT TH 56* LEFT(SELY) 325.19 FT TH 124* LEFT(N) 897.34 FT TH 89* LEFT(W) 266.17 FT TO POB SEE NOTE SCRN FOR OR 2043 PG 285 LESS OR 1384 PG 687 LESS OR 2053 PG |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 20 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10303 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4374 MALAY CIR, PACE, FL 32571 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Construction Mortgage GMFS LLC |
| Aug 12, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 12, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Apr 12, 2024 · Amount on Record |
| Deed Document Number | 202537213 |
| Deed Book / Page | 4647 / 44 |
| Prior Transfer Date | Aug 6, 2025 |
| Prior Transfer Doc | 0046470044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3432 ACY LOWERY RD, PACE, FL 32571-9414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4734 MALAY CIR, PACE, FL 32571-5529 |
| Document Number | 0046661319 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 4666/1319 |
| Instrument | 202547148 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 12, 2025 |
| Property Address | 3432 ACY LOWERY RD, PACE, FL 32571-9414 |
| Document Number | 0046470044 |
| Book / Page | 4647 / 44 |
| Instrument Date | Aug 6, 2025 |
| Instrument | 202537213 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3428 ACY LOWERY RD, PACE, FL 32571-9414 |
| Name | Verified Name |
|---|---|
| Address | 4374 MALAY CIRCLE, PACE, FL 32571 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 12, 2024 |
| Property Address | 3432 ACY LOWERY RD, PACE, FL 32571-9414 |
| Document Number | 0044920297 |
| Book / Page | 4492 / 297 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 202415952 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 5999 CLARK RD, MILTON, FL 32570-5004 |
| Name | Verified Name |
|---|---|
| Address | 3428 ACY LOWERY RD, PACE, FL 32571-9414 |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,060 (-64.21%) Land $33,810 Building $250 | $34,060 (-64.21%) Land $33,810 Building $250 | |
| 2024 | $1,232.00 (+732.43%) | $95,176 (+84.35%) Land $27,930 Building $67,246 | $95,176 (+5.86%) Land $27,930 Building $67,246 |
| 2023 | $148.00 (-15.43%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $51,627 (+3%) | $89,911 (+3.09%) Land $23,520 Building $66,391 |
| 2022 | $175.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $50,123 | $87,219 Land $23,520 Building $63,699 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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