345 Sand Pine Trl, Winter Haven, FL 33880 Property Records

Polk County property record for 345 Sand Pine Trl, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1980
Lot Size	0.23 acres (10,023 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2020)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354720-007080`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354720-007080`
Alternative APNs	`262825354720007080` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,023 sqft (0.23 acres)
Lot Dimensions	105 ft deep x 96 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	228 sqft
Porch	Unfinished Open Porch
Porch Area	28 sqft

Location & Zoning

Street Address	345 SAND PINE TRL
City	WINTER HAVEN
State	FL
Zip	33880-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS ESTATES UNIT 2 PB 60 PG 5 BLOCK 7 LOT 8
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS ESTATES UNIT 2
Legal Tract	354720
Legal Block	7
Legal Lot Number	8
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1008
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 SAND PINE TRL, WINTER HAVEN, FL 33880-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Feb 4, 1998 · Amount on Record
Deed Document Number	2020266225
Deed Book / Page	11489 / 782
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 10, 2020
Property Address	345 SAND PINE TRL, WINTER HAVEN, FL 33880-1101
Document Number	0114890782
Book / Page	011489 / 000782
Instrument Date	Dec 4, 2020
Instrument	266225
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1366 AUBURNDALE FL 338231366, AUBURNDALE, FL 33823-1366

Mortgage

Document Number	114890784
Date	Dec 10, 2020
Book Page	011489/000784
Instrument	266226

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,105 (+2.7%)	$203,831 (+3.66%) Land $31,000 Building $172,831
2025	$1,407.00 (-25%) Homeowner's exemption	$149,080 (+5.99%)	$196,640 (+5.72%) Land $31,000 Building $165,640
2023	$1,876.00 (+4.98%) Homeowner's exemption	$140,659 (+3%)	$186,005 (+18.76%) Land $30,000 Building $156,005
2022	$1,787.00 Homeowner's exemption	$136,562	$156,623 Land $25,000 Building $131,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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