Polk County property record for 342 Sand Pine Trl, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1983 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Mar 2006) |
| Tax Bill | $695 (2024) |
| Deeds & Mortgages | Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-26-354720-006020 |
| Primary APN | 25-28-26-354720-006020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 342 SAND PINE TRL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE THOMAS ESTATES UNIT 2 PB 60 PG 5 BLOCK 6 LOT 2 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 2 |
| Legal Tract | 354720 |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 342 SAND PINE TRL, WINTER HAVEN, FL 33880-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2006 · Amount on Record |
| Deed Sale | Mar 21, 2006 · Amount on Record |
| Deed Document Number | 200670155 |
| Deed Book / Page | 6688 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 342 SAND PINE TRL, WINTER HAVEN, FL 33880-1133 |
| Document Number | 0107160506 |
| Instrument Date | Dec 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 342 SAND PINE TRL WINTER HAVEN FL 338801133, WINTER HAVEN, FL 33880-1133 |
| Document Number | 0107160506 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 010716/000506 |
| Instrument | 2909 |
| Name | CIS FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Rate | 5.25% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,630 (+2.7%) | $229,473 (+0.78%) Land $31,000 Building $198,473 | |
| 2025 | $61,957 (+5.99%) | $227,700 (+5.73%) Land $31,000 Building $196,700 | |
| 2024 | $695.00 (-20.48%) | ||
| 2023 | $874.00 (+7.11%) Homeowner's exemption | $58,457 (+3%) | $215,359 (+22.53%) Land $30,000 Building $185,359 |
| 2022 | $816.00 Homeowner's exemption | $56,754 | $175,756 Land $25,000 Building $150,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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