349 Sand Pine Trl, Winter Haven, FL 33880 Property Records

Polk County property record for 349 Sand Pine Trl, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1983
Lot Size	0.234 acres (10,184 sqft)
Owner	Individual Name on File
Last Sale	$48,100 (Jun 2012)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354720-007100`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354720-007100`
Alternative APN	`262825354720007100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,184 sqft (0.234 acres)
Lot Dimensions	105 ft deep x 97 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft

Location & Zoning

Street Address	349 SAND PINE TRL
City	WINTER HAVEN
State	FL
Zip	33880-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS ESTATES UNIT 2 PB 60 PG 5 BLOCK 7 LOT 10
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS ESTATES UNIT 2
Legal Block	7
Legal Lot Number	10
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1008
Census Tract	14703

Owner

349 Sand Pine Trl is owned and occupied by an individual who bought it in June 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	349 SAND PINE TRL, WINTER HAVEN, FL 33880-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2012 · Amount on File
Deed Sale	Jun 4, 2012 · Amount on File
Prior Sale	Jun 14, 2011 · Amount on File
Deed Document Number	201297735
Deed Book / Page	8664 / 183
Prior Transfer Date	May 20, 2011
Prior Transfer Doc	0000100907
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	349 SAND PINE TRL, WINTER HAVEN, FL 33880-1101
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079107
Date	Apr 8, 2024
Book Page	13067/2291
Instrument	2024079107

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 349 Sand Pine Trl was $1,414 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,620 (+2.7%)	$221,473 (-1.44%) Land $31,000 Building $190,473
2025	$1,414.00 Homeowner's exemption	$149,581	$224,700 Land $31,000 Building $193,700
2023	$1,882.00 (+4.96%) Homeowner's exemption	$141,131 (+3%)	$212,359 (+22.92%) Land $30,000 Building $182,359
2022	$1,793.00 Homeowner's exemption	$137,020	$172,756 Land $25,000 Building $147,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 349 Sand Pine Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 Sand Pine Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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