314 Rate Rd, Cedarpines Park, CA 92322 Property Records

San Bernardino County property record for 314 Rate Rd, Cedarpines Park, CA 92322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,288 sqft · built 1962
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$108,000 (Sep 2015)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2023 Second Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0342-278-26-0000`

Property Details

APN / Parcel Number

Primary APN	`0342-278-26-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	728 sqft
2nd Floor Area	560 sqft
Basement Area	544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Terrain	Above Road/Slope
Porch	Patio/Porch
Porch Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	314 RATE RD
City	CEDARPINES PARK
State	CA
Zip	92322-0147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CFRS14M
Legal Description	CEDARPINES PARK LOTS 3 AND 4 BLK 12
Legal Subdivision	CEDARPINES PARK
Legal Block	12
Legal Lot Number	3,4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2016
Census Tract	10805

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	314 RATE RD, 9008, CEDARPINES PARK, CA 92322-0147
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Intrafamily Transfer, Transfer
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPLITERO FUNDING INC
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RICHARD J WASSER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	2015377751
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000259530
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 20, 2023
Property Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147
Document Number	0000259530
Map Reference	MB 2 PG 1
Instrument Date	Aug 31, 2023
Instrument	2023-0259530
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	314 RATE RD # 9008, 9008, CEDARPINES PARK, CA 92322-0147

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147

Mortgage

Document Number	0000111240
Date	May 8, 2023
Instrument	2023-0111240

Lender

Name	SPLITERO FUNDING INC
Type	Non-Lending Institution
Address	EL SEGUNDO, CA 90245

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147

Mortgage

Document Number	0000465627
Date	Oct 13, 2021
Instrument	2021-0465627

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	314 RATE RD, CEDARPINES PARK, CA 92322-0147
Document Number	0000234755
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 RATE RD CEDARPINES PARK CA 92322, CEDARPINES PARK, CA 92322

Mortgage

Document Number	0000234755
Date	Jul 14, 2020
Instrument	234755

Lender

Name	RICHARD J WASSER
Address	PO BOX 7080, SAN CARLOS, CA 94070-7080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$130,406 (+2%) Land $24,147 Building $106,259
2025	$1,796.00 (+0.11%) Homeowner's exemption	$127,849 (+4.04%) Land $23,674 Building $104,175
2023	$1,794.00 (+1.99%)	$122,884 Land $22,755 Building $100,129
2022	$1,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARPINES PARK MWC private · serves 2,458 people · EPA ID CA3610011
Water Source	Purchased surface water from CLAWA
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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