345 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 345 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,212 sqft · built 2020
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (Oct 2020)
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022K026`

Property Details

APN / Parcel Number

Primary APN	`0022K026`
Alternative APN	`29778`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,212 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	160 ft deep x 113 ft wide
Garage Area	620 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29778
Street Address	345 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 26 PINE LAKES PHASE 2
Legal Subdivision	PINE LAKES PHASE 2
Legal Phase	2
Legal Lot Number	26
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

345 Pine Lakes Dr is owned and occupied by an individual who bought it in October 2020.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	345 PINE LAKES DR, RINGGOLD, GA 30736-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Nov 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMARY RESID'L MTG
Oct 29, 2020	Warranty Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Deed Document Number	0002091316
Deed Book / Page	2091 / 316
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 10, 2026
Property Address	345 PINE LAKES DR, RINGGOLD, GA 30736-1713
Document Number	0000000475
Book / Page	2458 / 128
Instrument Date	Jun 21, 2026
Instrument	2026475
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PINE LAKES DR, RINGGOLD, GA 30736-1713

Mortgage

Document Number	0000000475,
Date	Jul 10, 2026
Book Page	2458/128
Instrument	2026475

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 10, 2020
Property Address	345 PINE LAKES DR, RINGGOLD, GA 30736-1713
Document Number	0020910316
Book / Page	002091 / 000316
Instrument Date	Oct 30, 2020
Instrument	9272
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 PINE LAKES DR RINGGOLD GA 307361713, RINGGOLD, GA 30736-1713

Mortgage

Document Number	20910319
Date	Nov 10, 2020
Book Page	002091/000319
Instrument	9273

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 29, 2020
Property Address	345 PINE LAKES DR, RINGGOLD, GA 30736-1713
Document Number	0020890252
Book / Page	002089 / 000252
Instrument Date	Oct 26, 2020
Instrument	8915
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 PINE LAKES DR RINGGOLD GA 307361713, RINGGOLD, GA 30736-1713
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 345 Pine Lakes Dr was $4,039.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,039.00	$212,734 Land $24,000 Building $188,734	$531,834 Land $60,000 Building $471,834
2023	$4,044.00 (+26.89%)	$180,658 Land $24,000 Building $156,658	$451,644 Land $60,000 Building $391,644
2022	$3,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Pine Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Pine Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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