290 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 290 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,384 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Jan 2026)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022K020`

Property Details

APN / Parcel Number

Primary APN	`0022K020`
Alternative APN	`29772`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,384 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	145 ft deep x 92 ft wide
Garage Area	1,152 sqft
Porch	Open Porch
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29772
Street Address	290 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 20 PINE LAKES PHASE 2
Legal Subdivision	PINE LAKES PHASE 2
Legal Phase	2
Legal Lot Number	20
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	290 PINE LAKES DR, RINGGOLD, GA 30736-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
Oct 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CMNTY MTG INC
Oct 14, 2020	Quit Claim Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	0002425321
Deed Book / Page	2425 / 321
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 2, 2026
Property Address	290 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0024250321
Book / Page	2425 / 321
Instrument Date	Jan 2, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.99
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 PINE LAKES DR, RINGGOLD, GA 30736-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	0002425324
Date	Jan 2, 2026
Instrument	2425/324

Lender

Name	SMARTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 14, 2020
Property Address	290 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0020850605
Book / Page	002085 / 000605
Instrument Date	Oct 9, 2020
Instrument	8395
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 PINE LAKES DR RINGGOLD GA 307361704, RINGGOLD, GA 30736-1704

Mortgage

Document Number	20850608
Date	Oct 14, 2020
Book Page	002085/000608
Instrument	8396

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 14, 2020
Property Address	290 PINE LAKES DR, RINGGOLD, GA 30736-1704
Document Number	0020850602
Book / Page	002085 / 000602
Instrument Date	Oct 9, 2020
Instrument	8394
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	290 PINE LAKES DR RINGGOLD GA 307361704, RINGGOLD, GA 30736-1704

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,206.00 (-7.05%) Homeowner's exemption	$276,212 (+9.51%) Land $24,000 Building $252,212	$690,531 (+9.51%) Land $60,000 Building $630,531
2023	$5,601.00 (+27.94%) Homeowner's exemption	$252,215 Land $24,000 Building $228,215	$630,537 Land $60,000 Building $570,537
2022	$4,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

Nearby Properties on Pine Lakes Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures