Catoosa County property record for 320 Pine Lakes Dr, Ringgold, GA 30736 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,610 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $441,000 (Aug 2021) |
| Tax Bill | $4,531 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0022K025 |
| Primary APN | 0022K025 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,610 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Area | 670 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29777 |
|---|---|
| Street Address | 320 PINE LAKES DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 PINE LAKES PHASE 2 |
| Legal Subdivision | PINE LAKES PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30404 |
Source: Catoosa County records · APN 0022K025
Assessment roll updated February 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 PINE LAKES DR, RINGGOLD, GA 30736-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION |
| Aug 13, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE |
| Aug 13, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2021 · Amount on Record |
| Deed Document Number | 20212000 |
| Deed Book / Page | 2162 / 571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 320 PINE LAKES DR, RINGGOLD, GA 30736-1714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, LE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907 |
| Document Number | 0022890000000451 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 0000002289/0000000451 |
| Instrument | 005142 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Aug 13, 2021 |
| Property Address | 320 PINE LAKES DR, RINGGOLD, GA 30736-1714 |
| Document Number | 0021620571 |
| Book / Page | 2162 / 571 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-002000 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 PINE LAKES DR, RINGGOLD, GA 30736-1714 |
| Document Number | 0021620000000574 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 0000002162/0000000574 |
| Instrument | 008269 |
| Name | FIRST COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Aug 13, 2021 |
| Property Address | 320 PINE LAKES DR, RINGGOLD, GA 30736-1714 |
| Document Number | 0021620568 |
| Book / Page | 2162 / 568 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-001999 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 961, RINGGOLD, GA 30736-0961 |
| Investor | Possibly a Property Investor |
Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,531.00 (+8.06%) Homeowner's exemption | $240,652 (+28.48%) Land $24,000 Building $216,652 | $601,629 (+28.48%) Land $60,000 Building $541,629 |
| 2023 | $4,193.00 (+27.6%) | $187,310 Land $24,000 Building $163,310 | $468,276 Land $60,000 Building $408,276 |
| 2022 | $3,286.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470304041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force 6 of 9 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 9% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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