345 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 345 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1958
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$72,100 (Aug 2020)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-119`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-119`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Foundation Type	Raised
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2025.
Legal Subdivision	PLAT
Legal Lot Number	147
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2030
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 OAK ST, MOUNT MORRIS, MI 48458-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Quit Claim Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2019	Correction Deed, Transfer NOT AVAILABLE
May 6, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	202058731
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000058731
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 24, 2020
Property Address	345 OAK ST, MOUNT MORRIS, MI 48458-1928
Document Number	0000058731
Map Reference	MB 5 PG 32
Instrument Date	Aug 21, 2020
Instrument	202008240058731
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	SARGENTS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 S SAGINAW ST # ST2ND, 452, FLINT, MI 48502-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7399 ROGER THOMAS DR, MOUNT MORRIS, MI 48458-8937

Mortgage

Document Number	0000058732
Date	Aug 24, 2020
Instrument	202008240058732

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 16, 2019
Property Address	345 OAK ST, MOUNT MORRIS, MI 48458-1928
Document Number	0000049174
Instrument Date	Jul 15, 2019
Instrument	49174
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$36.76
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 8, 2019
Property Address	345 OAK ST, MOUNT MORRIS, MI 48458-1928
Document Number	0000042839
Instrument Date	May 6, 2019
Instrument	42839
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	GENESEE MI
Recording Date	May 6, 2019
Property Address	345 OAK ST, MOUNT MORRIS, MI 48458-1928
Document Number	0000034401
Instrument Date	May 6, 2019
Instrument	34401
Transaction Type	Foreclosure
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,300 (+13.48%) Land $2,700 Building $43,600	$92,600 (+13.48%) Land $5,400 Building $87,200
2025	$1,470.00 (-11.98%) Homeowner's exemption	$40,800 (+12.09%)	$81,600 (+12.09%)
2024	$1,670.00 (+27.87%)
2023		$36,400	$72,800
2021	$1,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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