327 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 327 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1960
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$34,400 (Oct 2020)
Tax Bill	$1,483 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-235`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-235`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	327 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 143 & 144 BUENA VISTA (95) FR 5712527115 & 5712527116
Legal Subdivision	PLAT OF BUENA VISTA
Legal Lot Number	143-144
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2030
Census Tract	12310

Owner

327 Oak St is owned and occupied by two individuals who bought it in October 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 OAK ST, MOUNT MORRIS, MI 48458-1928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202068455
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 5, 2020
Property Address	327 OAK ST, MOUNT MORRIS, MI 48458-1928
Document Number	202010050068455
Map Reference	LB 5 PG 32
Instrument Date	Sep 18, 2020
Instrument	202010050068455
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 BRASS RING LN, 3100, SWARTZ CREEK, MI 48473-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 OAK ST, MOUNT MORRIS, MI 48458-1928

Mortgage

Document Number	202010050068456
Date	Oct 5, 2020
Instrument	202010050068456

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 327 Oak St was $1,483 with a homeowner's exemption, up 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,400 (+14.87%) Land $3,900 Building $52,500	$112,800 (+14.87%) Land $7,800 Building $105,000
2025	$1,483.00 (+1.99%) Homeowner's exemption	$49,100	$98,200
2024	$1,454.00
2023		$35,900	$71,800
2021	$1,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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