346 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 346 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1970
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Nov 2022)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-155`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-155`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 192 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	192
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 OAK ST, MOUNT MORRIS, MI 48458-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Sep 4, 2020	Warranty Deed, Transfer SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	202273094
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 22, 2022
Property Address	346 OAK ST, MOUNT MORRIS, MI 48458-1929
Document Number	0000073094
Map Reference	MB 5 PG 32
Instrument Date	Nov 17, 2022
Instrument	202211220073094
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14208 N GENESEE RD, 14208, CLIO, MI 48420-9191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 OAK ST, MOUNT MORRIS, MI 48458-1929

Mortgage

Document Number	0000073059
Date	Nov 22, 2022
Instrument	202211220073059

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 4, 2020
Property Address	346 OAK ST, MOUNT MORRIS, MI 48458-1929
Document Number	0000061552
Instrument Date	Sep 3, 2020
Instrument	61552
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14208 N GENESEE RD CLIO MI 484209191, CLIO, MI 48420-9191

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,600 (+12.88%) Land $2,700 Building $56,900	$119,200 (+12.88%) Land $5,400 Building $113,800
2025	$2,426.00 (+2.1%) Homeowner's exemption	$52,800 (+15.54%)	$105,600 (+15.54%)
2024	$2,376.00 (+6.69%)
2023		$45,700	$91,400
2021	$2,227.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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