Madison County property record for 345 Memory Ln, Richmond, KY 40475 · Last verified December 2025
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2025) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0081 |
| Primary APN | 0070-0035-0081 |
|---|---|
| Alternative APNs |
|
| Account Number | 68085 |
|---|---|
| Street Address | 345 MEMORY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7539 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 81 PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 81 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10901 |
Source: Madison County records · APN 0070-0035-0081
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jan 12, 2023 | Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Jan 14, 2021 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 2014294870 |
| Deed Book / Page | D875 / 74 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 27, 2025 |
| Property Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 000D875/74 |
| Book / Page | D875 / 74 |
| Map Reference | CAB 29 SL 65 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2014294870 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Name | Verified Name |
|---|---|
| Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014294871 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2014294871 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 12, 2023 |
| Property Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D833/708 |
| Book / Page | D833 / 708 |
| Map Reference | CAB 29 SL 65 |
| Instrument Date | Jan 03, 2023 |
| Instrument | 2014127999 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2044 PARTRIDGE WAY, RICHMOND, KY 40475-8395 |
| Name | Verified Name |
|---|---|
| Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014128000 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2014128000 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 14, 2021 |
| Property Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D799/762 |
| Book / Page | D799 / 762 |
| Map Reference | CAB 28 SL 333 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2014027632 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4005 RICHMOND RD, IRVINE, KY 40336-7260 |
| Name | Verified Name |
|---|---|
| Address | 345 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014027633 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2014027633 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,560.00 (+28.77%) Additional exemption filed | $271,500 (+32.44%) | $271,500 (+32.44%) |
| 2023 | $1,988.00 (-0.3%) | $205,000 (-) | $205,000 (-) |
| 2022 | $1,994.00 | $205,000 | $205,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 36% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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