Madison County property record for 344 Memory Ln, Richmond, KY 40475 · Last verified December 2025
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $249,900 (Sep 2021) |
| Tax Bill | $2,356 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0079 |
| Primary APN | 0070-0035-0079 |
|---|---|
| Alternative APNs |
|
| Account Number | 71557 |
|---|---|
| Street Address | 344 MEMORY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7539 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 79 PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10901 |
Source: Madison County records · APN 0070-0035-0079
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 344 MEMORY LN, RICHMOND, KY 40475-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Sep 01, 2021 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 24, 2020 | Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2021 · Amount on Record |
| Deed Sale | Sep 01, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 2014051226 |
| Deed Book / Page | D810 / 691 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 344 MEMORY LN, RICHMOND, KY 40475-7539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2177/288 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | M2177/288 |
| Instrument | 2014102394 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 01, 2021 |
| Property Address | 344 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D810/691 |
| Book / Page | D810 / 691 |
| Map Reference | CAB 29 SL 65 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2014051226 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 344 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014051227 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2014051227 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 24, 2020 |
| Property Address | 344 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | D00791/181 |
| Book / Page | D00791 / 181 |
| Map Reference | CAB 29 SL 65 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2014016502 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 E IRVINE ST, RICHMOND, KY 40475-1736 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 12323, LEXINGTON, KY 40582-2323 |
| Document Number | 2014016503 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2014016503 |
| Name | COMMUNITY TRUST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Apr 23, 2021 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,356.00 (-2.81%) Additional exemption filed | $249,900 (-) | $249,900 (-) |
| 2023 | $2,424.00 (-0.29%) | $249,900 (-) | $249,900 (-) |
| 2022 | $2,431.00 | $249,900 | $249,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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