345 Karr St, Flora, IL 62839 Property Records

Clay County property record for 345 Karr St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 960 sqft · built 1948
Lot Size	0.279 acres (12,191 sqft)
Owner	Company Name on Record
Tax Bill	$804 (2024)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-25-408-015`

Property Details

APN / Parcel Number

Primary APN	`10-25-408-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	12,191 sqft (0.279 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	345 KARR ST
City	FLORA
State	IL
Zip	62839-2756
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FLORA B GOLDEN ADDN ALL LOTS 33 & 34 & N PT LOT 35
Legal Subdivision	FLORA B GOLDEN ADD
Legal Lot Number	33-35
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2066
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	345 KARR ST, FLORA, IL 62839-2756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2022
Transfer Doc	0000206088
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Nov 15, 2022
Property Address	345 KARR ST, FLORA, IL 62839-2756
Document Number	0000206088
Instrument Date	Nov 14, 2022
Instrument	206088
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 KARR ST, FLORA, IL 62839-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 KARR ST, FLORA, IL 62839-2756

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,284 (+32.36%) Land $1,055 Building $22,229	$69,852 (+32.36%) Land $3,165 Building $66,687
2024	$804.00 (+93.27%)
2022	$416.00 (+7.49%) Homeowner's exemption Senior Citizen's exemption	$17,592 Land $749 Building $16,843	$52,776 Land $2,247 Building $50,529
2021	$387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100