Clay County property record for 320 Karr St, Flora, IL 62839 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 2016) |
| Tax Bill | $885 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-408-063 |
| Primary APN | 10-25-408-063 |
|---|
| Street Address | 320 KARR ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORA B GOLDEN ADDN LOTS 57 |
| Legal Subdivision | FLORA B GOLDEN ADD |
| Legal Lot Number | 57 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-408-063
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1110 KINMUNDY RD, LOUISVILLE, IL 62858-1013 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2016 · Amount on Record |
| Deed Sale | May 05, 2016 · Amount on Record |
| Deed Document Number | 2016188783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 320 KARR ST, FLORA, IL 62839-2755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205560 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 205560 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 01, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 320 KARR ST, FLORA, IL 62839-2755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D194480 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | D194480 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 22, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,124 (+32.72%) Land $397 Building $11,727 | $36,372 (+32.72%) Land $1,191 Building $35,181 | |
| 2024 | $885.00 (+1.84%) | ||
| 2022 | $869.00 (+9.31%) | $9,135 Land $250 Building $8,885 | $27,405 Land $750 Building $26,655 |
| 2021 | $795.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures