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328 Karr St, Flora, IL 62839 Property Records

Clay County property record for 328 Karr St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Tax Bill$1,550 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Transfer
Flood ZoneZone X (minimal risk)
APN10-25-408-061

Property Details

APN / Parcel Number

Primary APN10-25-408-061

Location & Zoning

Street Address328 KARR ST
CityFLORA
StateIL
Zip62839-2755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLORA B GOLDEN ADDN LOTS 50 51 52 53 & 54
Legal SubdivisionFLORA B GOLDEN ADD
Legal Lot Number50-54
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2067
Census Tract972100

Owner

Source: Clay County records · APN 10-25-408-061

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address328 KARR ST, FLORA, IL 62839-2755
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
CLAY COUNTY STATE BANK
Jun 30, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 24, 2026
Transfer Doc0000001228
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Recording DateJul 14, 2026
Property Address328 KARR ST, FLORA, IL 62839-2755
Document Number0000001298
Instrument DateJul 09, 2026
Instrument20261298
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 KARR ST, FLORA, IL 62839-2755

Mortgage

Document Number0000001298,
DateJul 14, 2026
Instrument20261298
Lender
NameCLAY COUNTY STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 09, 2031
Interest
Rate7.25%
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IL
Recording DateJun 30, 2026
Property Address328 KARR ST, FLORA, IL 62839-2755
Document Number0000001228
Instrument DateJun 24, 2026
Instrument20261228
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 KARR ST, FLORA, IL 62839-2755

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27,923 (+32.47%) Land $1,980 Building $25,943$83,769 (+32.47%) Land $5,940 Building $77,829
2024$1,550.00 (+8.01%)
2022$1,435.00 (+10.05%) Homeowner's exemption$21,078 Land $1,420 Building $19,658$63,234 Land $4,260 Building $58,974
2021$1,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
Wabash Telephone CooperativeFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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