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345 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 345 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,432 sqft · built 2004
Lot Size0.11 acres (4,991 sqft)
OwnerCompany Name on File
Last Sale$1,300,000 (Dec 2025)
Tax Bill$3,818 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN244NC003

Property Details

APN / Parcel Number

Primary APN244NC003
Alternative APNs
  • 108513031454
  • 64117230

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,432 sqft Heated Area
Gross Area3,416 sqft
1st Floor Area1,216 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialShingle
Lot Area4,991 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number64117230
Street Address345 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-8 B-49 S-A OCEAN ISLE BEACH PL 3/178A
Legal SubdivisionOCEAN ISLE BEACH SEC A
Legal Block49
Legal Lot Number8
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4008
Census Tract20512

Owner

Source: Brunswick County records · APN 244NC003

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address345 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number2025
Deed Book / Page5476 / 977
Prior Transfer DateAug 18, 2009
Prior Transfer Doc0029700540
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateDec 19, 2025
Property Address345 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0054760977
Book / Page5476 / 977
Map ReferenceCAB 3 PG 178&179
Instrument DateDec 12, 2025
Transaction TypeTransfer
Record UpdatedJan 07, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1520 ST VINCENT DR SW, SHALLOTTE, NC 28470-6009

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 RAILROAD AVE 205 S, 205, FAIRFAX, VA 22030-3933

Mortgage

Document Number0005476979
DateDec 19, 2025
Instrument5476/979
Lender
NameWCP FUND I LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,818.00 (-0.03%)$996,620 (-) Land $400,000 Building $596,620$996,620 (-) Land $400,000 Building $596,620
2024$3,819.00
2023$996,620 Land $400,000 Building $596,620$996,620 Land $400,000 Building $596,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 612 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
51 under condo master policies
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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