340 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 340 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,152 sqft · built 1957
Lot Size	0.18 acres (7,681 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Mar 2023)
Tax Bill	$3,837 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`244NJ019`

Property Details

APN / Parcel Number

Primary APN	`244NJ019`
Alternative APNs	`107516936112` `80109787` `80138479`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	2,988 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1976
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,681 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80138479
Street Address	340 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-PT 19&20 B-48 S-A OIB PLAT 3/178-178A
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	48
Legal Lot Number	PT
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records · APN 244NJ019

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1500 STONERIDGE RD, SANFORD, NC 27330-8296
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PIEDMONT FSB
Sep 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Book / Page	4983 / 488
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 10, 2023
Property Address	340 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0049830488
Book / Page	4983 / 488
Map Reference	MB 3 PG 178&178-A
Instrument Date	Mar 09, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Amount	Amount Recorded
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 HOLLOW CREEK LANE, TOWSON, MD 21284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 STONERIDGE RD, SANFORD, NC 27330-8296

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 22, 2021
Property Address	340 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0046011316
Book / Page	4601 / 1316
Map Reference	MB 3 PG 178&178-A
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 BLUFF SCHOOL RD, 726, KERNERSVILLE, NC 27284-8041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 S MAIN ST, KERNERSVILLE, NC 27284-2762

Mortgage

Document Number	46011319
Date	Apr 22, 2021
Instrument	4601/1319

Lender

Name	PIEDMONT FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 22, 2017
Property Address	340 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0039621132
Book / Page	003962 / 001132
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 BLUFF SCHOOL RD KERNERSVILLE NC 272848041, KERNERSVILLE, NC 27284-8041

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,837.00	$1,063,420 (+6.63%) Land $800,000 Building $263,420	$1,063,420 (+6.63%) Land $800,000 Building $263,420
2023		$997,340 Land $800,000 Building $197,340	$997,340 Land $800,000 Building $197,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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