347 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 347 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,296 sqft · built 1971
Lot Size	0.12 acres (5,043 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (May 2023)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`244NC004`

Property Details

APN / Parcel Number

Primary APN	`244NC004`
Alternative APNs	`108513032405` `80041934` `80099678`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	2,116 sqft
1st Floor Area	1,296 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,043 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099678
Street Address	347 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-7 B-49 S-A OIB PLAT 3/178
Legal Subdivision	SECTION A OCEAN ISLE BEACH
Legal Block	49
Legal Lot Number	7
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4008
Census Tract	20512

Owner

Source: Brunswick County records · APN 244NC004

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 NUBIAN FARM LN, CLEMMONS, NC 27012-7061
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING
May 04, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2023 · Amount on Record
Deed Sale	May 04, 2023 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Book / Page	5009 / 583
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 23, 2026
Document Number	5601000516
Book / Page	5601 / 516
Instrument Date	Jul 10, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SANDY SPRINGS RD, ABERDEEN, NC 28315-3784

Mortgage

Document Number	5601000518,
Date	Jul 23, 2026
Book Page	5601/518

Lender

Name	MEGA CAPITAL FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 04, 2023
Property Address	347 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0050090583
Book / Page	5009 / 583
Map Reference	MB 3 PG 178&178A
Instrument Date	Apr 27, 2023
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12410 KANE ALEXANDER DR, HUNTERSVILLE, NC 28078-3751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 NUBIAN FARM LN, CLEMMONS, NC 27012-7061

Mortgage

Document Number	0005009586
Date	May 04, 2023
Instrument	5009/586

Lender

Name	ALLEGACY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 01, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 (+0.85%)	$702,120 (+12.54%) Land $400,000 Building $302,120	$702,120 (+12.54%) Land $400,000 Building $302,120
2024	$2,579.00
2023		$623,910 (+83.45%) Land $400,000 Building $223,910	$623,910 (+83.45%) Land $400,000 Building $223,910
2022		$340,090 Land $220,000 Building $120,090	$340,090 Land $220,000 Building $120,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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