345 E 5th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 345 E 5th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 996 sqft · built 1951
Lot Size	0.19 acres (8,137 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Mar 2026)
Tax Bill	$2,934 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72.540.0310`

Property Details

APN / Parcel Number

Primary APN	`72.540.0310`
Alternative APNs	`19853` `15950` `56196`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,764 sqft
Basement Area	996 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,137 sqft (0.19 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	100 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56196
Street Address	345 E 5TH ST
City	ZUMBROTA
State	MN
Zip	55992-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION ID# 22-0420-02800 E 40 FT OF LOT 2 W 40 FT OF LOT 3 BLK 9 DOC#711923
Legal Subdivision	STEARNS ADDITION
Legal Block	9
Legal Lot Number	2-3
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4008
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 E 5TH ST, ZUMBROTA, MN 55992-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF ZUMBROTA
Mar 24, 2026	Warranty Deed, Transfer CONSERVATIVE MENNONITE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Dec 2, 1996 · Amount on File
Deed Document Number	2026711923
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	345 E 5TH ST, ZUMBROTA, MN 55992-1332
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000662251
Date	Mar 12, 2020
Instrument	662251

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Mar 24, 2026
Property Address	345 E 5TH ST, ZUMBROTA, MN 55992-1332
Document Number	000A711923
Instrument Date	Mar 20, 2026
Instrument	A711923
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 E 5TH ST, ZUMBROTA, MN 55992-1332

Mortgage

Document Number	000A711924
Date	Mar 24, 2026
Instrument	A711924

Lender

Name	CONSERVATIVE MENNONITE FINANCIAL

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,934.00 (+8.35%) Homeowner's exemption	$234,800 (+4.87%) Land $54,000 Building $180,800	$234,800 (+4.87%) Land $54,000 Building $180,800
2025		$223,900 (+3.61%) Land $51,300 Building $172,600	$223,900 (+3.61%) Land $51,300 Building $172,600
2023	$2,708.00 Homeowner's exemption	$216,100 Land $51,300 Building $164,800	$216,100 Land $51,300 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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