385 E 5th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 385 E 5th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,255 sqft · built 1950
Lot Size	0.24 acres (10,537 sqft)
Owner	Individual Name on Record
Tax Bill	$3,632 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`72.540.0320`

Property Details

APN / Parcel Number

Primary APN	`72.540.0320`
Alternative APN	`48047`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
Gross Area	2,239 sqft
Basement Area	1,255 sqft
Finished Basement	625 sqft
Unfinished Basement	625 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,537 sqft (0.24 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	672 sqft
Driveway	Driveway
Porch	Patio
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	48047
Street Address	385 E 5TH ST
City	ZUMBROTA
State	MN
Zip	55992-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION DOC#659956 E20FT OF LOT 3 LOT 4 BLK 9 ID# 22-0420-02900
Legal Subdivision	STEARNS ADDITION
Legal Block	9
Legal Lot Number	3-4
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4008
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 CENTRAL AVE, ZUMBROTA, MN 55992-1136
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	385 E 5TH ST, ZUMBROTA, MN 55992-1332
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E 5TH ST, ZUMBROTA, MN 55992-1332

Mortgage

Document Number	000A690642
Date	Jan 9, 2023
Instrument	A690642

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	STEWARTVILLE, MN 55976

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,632.00 (+8.74%)	$262,200 (+4.71%) Land $54,000 Building $208,200	$262,200 (+4.71%) Land $54,000 Building $208,200
2025		$250,400 (+3.73%) Land $51,300 Building $199,100	$250,400 (+3.73%) Land $51,300 Building $199,100
2024	$3,340.00 (+8.87%)
2023	$3,068.00 Homeowner's exemption	$241,400 Land $51,300 Building $190,100	$241,400 Land $51,300 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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