228 E 5th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 228 E 5th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1954
Lot Size	0.3 acres (13,113 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2000)
Tax Bill	$3,298 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`72.540.0020`

Property Details

APN / Parcel Number

Primary APN	`72.540.0020`
Alternative APN	`1461`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,960 sqft
Basement Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,113 sqft (0.3 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Porch	Slab
Porch Area	240 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1461
Street Address	228 E 5TH ST
City	ZUMBROTA
State	MN
Zip	55992-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION ID# 22-0420-00200 DOC# 442242 S96FT OF W1/2 OF W1/2 OF LOT 6 & S96FT OF LOTS 7 & 8 BLK 1
Legal Subdivision	STEARNS ADDITION
Legal Block	1
Legal Lot Number	6-8
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4023
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E 5TH ST, ZUMBROTA, MN 55992-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2000 · Amount on Record
Deed Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	20008805
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	228 E 5TH ST, ZUMBROTA, MN 55992-1331
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E 5TH ST, ZUMBROTA, MN 55992-1331

Mortgage

Document Number	000A691509
Date	Mar 9, 2023
Instrument	A691509

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BYRON, MN 55920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Sep 10, 2024

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,298.00 (+18.04%)	$238,200 (+4.75%) Land $63,700 Building $174,500	$238,200 (+4.75%) Land $63,700 Building $174,500
2025		$227,400 (+2.8%) Land $60,600 Building $166,800	$227,400 (+2.8%) Land $60,600 Building $166,800
2023	$2,794.00 Homeowner's exemption	$221,200 Land $60,600 Building $160,600	$221,200 Land $60,600 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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