345 Colonial Ln, Algonac, MI 48001 Property Records

St. Clair County property record for 345 Colonial Ln, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Dec 2025)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0025-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0025-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 74.8 ft wide
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 COLONIAL LN
City	ALGONAC
State	MI
Zip	48001-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 576 SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPERVISOR ROY T GILLBERTS PLAT NO 5
Legal Lot Number	576
Legal Unit	576
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1011
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21301 HILLCREST ST, CLINTON TOWNSHIP, MI 48036-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer VANGUARD TITLE COMPANY
Oct 25, 2017	Quit Claim Deed, Transfer STERLING TITLE AGENCY
Oct 25, 2017	Grant Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Jan 6, 2010 · Amount on Record
Deed Document Number	202524326
Deed Book / Page	5882 / 118
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	2017025290
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 22, 2025
Property Address	345 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0005882118
Book / Page	5882 / 118
Map Reference	LB 49 PG 3
Instrument Date	Nov 17, 2025
Instrument	2025024326
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 COLONIAL LN, ALGONAC, MI 48001-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21301 HILLCREST ST, CLINTON TOWNSHIP, MI 48036-1507

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2017
Property Address	345 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0048830046
Book / Page	004883 / 000046
Instrument Date	Oct 20, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2321 SAINT CLAIR RIVER DR ALGONAC MI 480011140, ALGONAC, MI 48001-1140

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2017
Property Address	345 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0048830048
Book / Page	004883 / 000048
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	STERLING TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35358 TALL OAKS DR STERLING HEIGHTS MI 483123630, STERLING HEIGHTS, MI 48312-3630

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,500 (+3.25%)	$165,000 (+3.25%)
2025	$2,228.00 (+2.06%) Homeowner's exemption	$79,900 (+23.11%)
2024	$2,183.00 (+12.24%)		$159,800 (+23.11%)
2023		$64,900
2022	$1,945.00		$129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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