353 Colonial Ln, Algonac, MI 48001 Property Records

St. Clair County property record for 353 Colonial Ln, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,088 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2021)
Tax Bill	$217 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0027-010`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0027-010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	2,520 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	353 COLONIAL LN
City	ALGONAC
State	MI
Zip	48001-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 578 SUPERVISOR ROY T. GILBERT'S PLAT NO. 5 SPLIT ON 08/20/2007 FROM 01-131-0027-000;
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #5
Legal Lot Number	578
Legal Unit	578
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1011
Census Tract	649000

Owner

Source: St. Clair County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	353 COLONIAL LN, ALGONAC, MI 48001-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Intrafamily Transfer, Transfer JBN TITLE, JB TITLE
Feb 8, 2021	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK NA
Aug 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Document Number	20213778
Deed Book / Page	5315 / 876
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0005315900
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 8, 2021
Property Address	353 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0005315900
Book / Page	5315 / 900
Map Reference	LB 49 PG 3
Instrument Date	Jan 27, 2021
Instrument	2021003781
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	353 COLONIAL LN, ALGONAC, MI 48001-1110

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 8, 2021
Property Address	353 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0005315876
Book / Page	5315 / 876
Map Reference	LB 49 PG 3
Instrument Date	Jan 27, 2021
Instrument	2021003778
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 COLONIAL LN, 353, ALGONAC, MI 48001-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RIVER RD APT 204, 204, SAINT CLAIR, MI 48079-3540

Mortgage

Document Number	2021003780
Date	Feb 8, 2021
Instrument	2021003780

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2020
Property Address	353 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0052250973
Book / Page	005225 / 000973
Instrument Date	Jul 23, 2020
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6450 BENOIT RD CLAY MI 480013308, CLAY, MI 48001-3308

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 12, 2020
Property Address	353 COLONIAL LN, ALGONAC, MI 48001-1110
Document Number	0051620845
Book / Page	005162 / 000845
Instrument Date	Aug 11, 2016
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	353 COLONIAL LN ALGONAC MI 480011110, ALGONAC, MI 48001-1110

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$217.00 (+3.33%) Homeowner's exemption	$161,600
2024	$210.00 (-95.56%)		$323,200
2022	$4,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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