326 Colonial Ln, Algonac, MI 48001 Property Records

St. Clair County property record for 326 Colonial Ln, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,565 sqft
Lot Size	0.58 acres (25,265 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Jul 2017)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Aug 2018 Transfer Jul 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0042-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0042-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,565 sqft Living Area
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	145 ft deep x 175 ft wide
Garage Area	972 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	326 COLONIAL LN
City	ALGONAC
State	MI
Zip	48001-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 593 TO 595 SUPERVISOR ROY T GILBERT'S PLAT NO. 5
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #5
Legal Lot Number	593-595
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1015
Census Tract	649000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	326 COLONIAL LN, ALGONAC, MI 48001-1111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2017	Warranty Deed, Transfer TRANSNATION TITLE AGENCY
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBRE HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	201717529
Deed Book / Page	4849 / 706
Last Transfer Date	Aug 21, 2018
Transfer Doc	0004981682
Record Updated	Jun 8, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 24, 2018
Property Address	326 COLONIAL LN, ALGONAC, MI 48001-1111
Document Number	0049810682
Book / Page	004981 / 000682
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	326 COLONIAL LN ALGONAC MI 480011111, ALGONAC, MI 48001-1111

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 17, 2017
Property Address	326 COLONIAL LN, ALGONAC, MI 48001-1111
Document Number	0048490706
Book / Page	004849 / 000706
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12811 WALLER RD CHARLEVOIX MI 49720, CHARLEVOIX, MI 49720

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	326 COLONIAL LN, ALGONAC, MI 48001-1111
Document Number	0047920162
Book / Page	004792 / 000162
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 COLONIAL LN ALGONAC MI 480011111, ALGONAC, MI 48001-1111

Mortgage

Document Number	0047920162
Date	Jan 20, 2017
Book Page	004792/000162

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (-39.19%) Homeowner's exemption	$139,200 (+20.83%)
2024	$3,626.00 (+12.16%)		$278,400 (+20.83%)
2023		$115,200
2022	$3,233.00		$230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures