Oakland County property record for 345 Carnoustie, Highland, MI 48357
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 3,764 sqft · built 1998 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,100 (Jun 2022) |
| Tax Bill | $7,920 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-28-276-022 |
| Primary APN | H-11-28-276-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,764 sqft Living Area |
| 1st Floor Area | 2,771 sqft |
| Basement Area | 2,771 sqft |
| Unfinished Basement | 2,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 19,210 sqft (0.441 acres) |
| Garage Area | 755 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 345 CARNOUSTIE |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-4753 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMINIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 191 L 14881 P 253 7-7-95 FR 251-001 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 191 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 131300 |
345 Carnoustie, a condominium, is owned and occupied by an individual who bought it in June 2022.
Source: Oakland County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 CARNOUSTIE, HIGHLAND, MI 48357-4753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Jun 7, 2022 | Warranty Deed, Transfer NOT AVAILABLE, STG |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on File |
| Deed Sale | Jun 7, 2022 · Amount on File |
| Prior Sale | Jun 14, 2012 · Amount on File |
| Deed Document Number | 2022392754 |
| Deed Book / Page | 57828 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 345 CARNOUSTIE, HIGHLAND, MI 48357-4753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18952 BAYBERRY WAY, NORTHVILLE, MI 48168-6816 |
| Document Number | 0000384540 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 57784/172 |
| Instrument | 384540 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 4.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 7, 2022 |
| Property Address | 345 CARNOUSTIE, HIGHLAND, MI 48357-4753 |
| Document Number | 0000392754 |
| Book / Page | 57828 / 86 |
| Map Reference | LB 43750 PG 681-746 |
| Instrument Date | May 12, 2022 |
| Instrument | 392754 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | NOT AVAILABLE, STG |
| Amount | Amount on Record |
|---|---|
| Tax | $5,591.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 CARNOUSTIE, 345, HIGHLAND, MI 48357-4753 |
| Name | Verified Name |
|---|---|
| Address | 345 CARNOUSTIE, HIGHLAND, MI 48357-4753 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 345 CARNOUSTIE, HIGHLAND, MI 48357-4753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013575 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 50311/00698 |
| Instrument | 013575 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 345 Carnoustie was $7,920 with a homeowner's exemption, down 30.8% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,920.00 (-30.76%) Homeowner's exemption | $378,860 | $757,720 |
| 2024 | $11,438.00 | ||
| 2023 | $326,360 | $652,720 | |
| 2021 | $6,631.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 Carnoustie in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Carnoustie is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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