Oakland County property record for 274 Carnoustie, Highland, MI 48357
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,691 sqft · built 2002 |
| Lot Size | 0.483 acres (21,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Mar 2026) |
| Tax Bill | $4,468 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-27-152-001 |
| Primary APN | H-11-27-152-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 21,039 sqft (0.483 acres) |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 94 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 274 CARNOUSTIE |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-4752 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T3N, R7E, SEC 27, 28 & 29 OAKLAND COUNTY CONDOMINIUM PLAN NO 875 PRESTWICK VILLAGE UNIT 211 L 14881 P 253 7-7-95 FR 11-28-251-001 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 211 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 131300 |
Source: Oakland County records · APN H-11-27-152-001
Assessment roll updated February 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 RED BRICK DR, SIMI VALLEY, CA 93065-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · Line of Credit LOC FCU |
| Mar 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 202628794 |
| Deed Book / Page | 61004 / 149 |
| Prior Transfer Date | Jan 01, 2021 |
| Prior Transfer Doc | 0000010631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 0000453484 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 58164/261 |
| Instrument | 453484 |
| Name | LOC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 03, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 09, 2026 |
| Property Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 20260028794 |
| Book / Page | 61004 / 149 |
| Map Reference | LB 43750 PG 681 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 20260028794 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Name | Verified Name |
|---|---|
| Address | 105 RED BRICK DR, SIMI VALLEY, CA 93065-8586 |
| Document Number | 0061004151 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 61004/151 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079321 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 54102/416 |
| Instrument | 79321 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 13, 2021 |
| Property Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 0000010631 |
| Book / Page | 55499 / 337 |
| Map Reference | LB 43750 PG 681 |
| Instrument Date | Jan 01, 2021 |
| Instrument | 10631 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 0055499340 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 55499/340 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 26, 2020 |
| Property Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 0000125073 |
| Book / Page | 54413 / 817 |
| Map Reference | LB 43750 PG 681 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 125073 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ROSE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,889.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 CARNOUSTIE, 274, HIGHLAND, MI 48357-4752 |
| Name | Verified Name |
|---|---|
| Address | 274 CARNOUSTIE, HIGHLAND, MI 48357-4752 |
| Document Number | 0054413819 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 54413/819 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,468.00 (-31.59%) Homeowner's exemption | $246,150 (+18.47%) | $492,300 (+18.47%) |
| 2024 | $6,531.00 (+19.22%) | ||
| 2023 | $207,780 | $415,560 | |
| 2021 | $5,478.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251313004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 193 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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