3449 Elderberry Pl, Unit C, Waldorf, MD 20602 Property Records

Charles County property record for 3449 Elderberry Pl, Unit C, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,654 sqft · built 1983
Lot Size	0.158 acres (6,876 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Jun 2021)
Tax Bill	$10,013 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-128947`

Property Details

APN / Parcel Number

Primary APN	`06-128947`
Alternative APNs	`6128947` `128947`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,654 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,876 sqft (0.158 acres)
Garage Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	128947
Street Address	3449 ELDERBERRY PL, C
City	WALDORF
State	MD
Zip	20602-2689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 50 - PHASE 4 HUNTINGTON LAKE COMMONS ST CHARLES - HUNTINGTON
Legal Subdivision	ST CHARLES - HUNTINGTON
Legal Phase	4
Legal Block	1
Legal Lot Number	50
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1001
Census Tract	850905

Owner

3449 Elderberry Pl, Unit C is owned and occupied by an individual who bought it in June 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3449 ELDERBERRY PL, C, WALDORF, MD 20602-2689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Book / Page	11874 / 135
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2021
Property Address	3449 ELDERBERRY PL UNIT C, C, WALDORF, MD 20602-2689
Document Number	0118740135
Book / Page	11874 / 135
Map Reference	MB 32 FO 91
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	MARYLAND TTL WORKS UNLIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3449 ELDERBERRY PL UNIT C, C, WALDORF, MD 20602-2689

Mortgage

Document Number	11874140
Date	Jun 10, 2021
Instrument	11874/140

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3449 Elderberry Pl, Unit C was $10,013.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,733	$349,200 Land $126,000 Building $223,200
2025	$10,013.00
2023	$4,108.00	$287,600	$314,800 Land $126,000 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3449 Elderberry Pl, Unit C in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3449 Elderberry Pl, Unit C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20