Charles County property record for 3449 Elderberry Pl, Unit B, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,544 sqft · built 1983 |
| Lot Size | 0.152 acres (6,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2023) |
| Tax Bill | $9,985 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-128955 |
| Primary APN | 06-128955 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,640 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 128955 |
|---|---|
| Street Address | 3449 ELDERBERRY PL, B |
| City | WALDORF |
| State | MD |
| Zip | 20602-2689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 51 - PHASE 4 HUNTINGTON LAKE COMMONS ST CHARLES - HUNTINGTON |
| Legal Subdivision | ST CHARLES - HUNTINGTON |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850905 |
3449 Elderberry Pl, Unit B is owned and occupied by two individuals who bought it in August 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3449 ELDERBERRY PL, B, WALDORF, MD 20602-2689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 26, 2018 | Grant Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Mar 26, 2018 · Amount on File |
| Deed Book / Page | 13008 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 1, 2023 |
| Property Address | 3449 ELDERBERRY PL UNIT B, B, WALDORF, MD 20602-2689 |
| Document Number | 0130080265 |
| Book / Page | 13008 / 265 |
| Map Reference | LB 31 FO 142 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ATLANTIC TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3449 ELDERBERRY PL UNIT B, B, WALDORF, MD 20602-2689 |
| Document Number | 0013008272 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 13008/272 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0130080293 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 13008/293 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3449 ELDERBERRY PL UNIT B, B, WALDORF, MD 20602-2689 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0117290099 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 11729/99 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 26, 2018 |
| Property Address | 3449 ELDERBERRY PL UNIT B, B, WALDORF, MD 20602-2689 |
| Document Number | 0102090172 |
| Book / Page | 010209 / 000172 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3449 ELDERBERRY PL #B WALDORF MD 206022689, B, WALDORF, MD 20602-2689 |
| Document Number | 102090178 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 010209/000178 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2048 |
The 2025 property tax bill for 3449 Elderberry Pl, Unit B was $9,985.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,000 | $380,800 Land $126,000 Building $254,800 | |
| 2025 | $9,985.00 | ||
| 2023 | $3,801.00 (+20.13%) Homeowner's exemption | $274,967 (+8.88%) | $297,400 (-) Land $126,000 Building $171,400 |
| 2022 | $3,164.00 Homeowner's exemption | $252,533 | $297,400 Land $126,000 Building $171,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3449 Elderberry Pl, Unit B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3449 Elderberry Pl, Unit B is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures