Charles County property record for 3449 Elderberry Pl, Unit A, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,764 sqft · built 1983 |
| Lot Size | 0.146 acres (6,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Jul 2010) |
| Tax Bill | $4,550 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-128963 |
| Primary APN | 06-128963 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,371 sqft (0.146 acres) |
| Garage Area | 220 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 128963 |
|---|---|
| Street Address | 3449 ELDERBERRY PL, A |
| City | WALDORF |
| State | MD |
| Zip | 20602-2689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 52 - PHASE 4 HUNTINGTON LAKE COMMONS ST CHARLES - HUNTINGTON |
| Legal Subdivision | ST CHARLES - HUNTINGTON |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850905 |
3449 Elderberry Pl, Unit A is owned and occupied by an individual who bought it in July 2010.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3449 ELDERBERRY PL, A, WALDORF, MD 20602-2689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2010 · Amount on File |
| Deed Sale | Jul 9, 2010 · Amount on File |
| Prior Sale | Mar 11, 2010 · Amount on File |
| Deed Document Number | 201057110 |
| Deed Book / Page | 7189 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3449 ELDERBERRY PL UNIT A, A, WALDORF, MD 20602-2689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3449 ELDERBERRY PL A, A, WALDORF, MD 20602-2689 |
| Document Number | 0138510377 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 13851/377 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3449 ELDERBERRY PL UNIT A, A, WALDORF, MD 20602-2689 |
| Document Number | 0108900222 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Address | 3449 ELDERBERRY PL #A WALDORF MD 206022689, A, WALDORF, MD 20602-2689 |
| Document Number | 0108900222 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 010890/000222 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3449 ELDERBERRY PL UNIT A, A, WALDORF, MD 20602-2689 |
| Document Number | 0109650374 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3449 ELDERBERRY PL #A WALDORF MD 206022689, A, WALDORF, MD 20602-2689 |
| Document Number | 0109650374 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 010965/000374 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate | 4% |
|---|
The 2025 property tax bill for 3449 Elderberry Pl, Unit A was $4,550.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,800 (+4.77%) | $349,000 (-) Land $126,000 Building $223,000 | |
| 2025 | $4,550.00 | $318,600 | $349,000 Land $126,000 Building $223,000 |
| 2023 | $3,991.00 (+23.79%) | $280,367 (+8.95%) | $303,400 (-) Land $126,000 Building $177,400 |
| 2022 | $3,224.00 | $257,333 | $303,400 Land $126,000 Building $177,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3449 Elderberry Pl, Unit A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3449 Elderberry Pl, Unit A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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