Scott County property record for 3408 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Rural Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $2,354 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-00-253.005 |
| Primary APN | 131-00-253.005 |
|---|
| Street Address | 3408 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM |
| Legal Tract | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40502 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Sep 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Dec 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| May 9, 2022 | Quit Claim Deed, Transfer · Construction Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 9, 2022 |
| Transfer Doc | 00D433/337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1872/403 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | M1872/403 |
| Instrument | 565746 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 29, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 197 KEELRIDGE DR, GEORGETOWN, KY 40324-2503 |
| Document Number | 0M1712/245 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | M1712/245 |
| Instrument | 459500 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | May 23, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 197 KEELRIDGE DR, GEORGETOWN, KY 40324-2503 |
| Document Number | 0M1721/343 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | M1721/343 |
| Instrument | 463292 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 9, 2022 |
| Property Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Document Number | 00D433/337 |
| Book / Page | D433 / 337 |
| Map Reference | CAB 13 SL 111 |
| Instrument Date | May 6, 2022 |
| Instrument | 454163 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Name | Verified Name |
|---|---|
| Address | 3408 CINCINNATI RD, GEORGETOWN, KY 40324-8933 |
| Document Number | 0000454275 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 454275 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 10, 2023 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,354.00 | $361,000 | $361,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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