Scott County property record for 3394 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Rural Home |
|---|---|
| Lot Size | 39 acres (1,702,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 2018) |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-00-253.003 |
| Primary APN | 131-00-253.003 |
|---|
| Lot Area | 1,702,760 sqft (39 acres) |
|---|
| Street Address | 3394 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | MALLARD POINT |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL KENTUCKY AG CREDIT ASSN |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| May 22, 2018 | Warranty Deed, Transfer CENTRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Deed Document Number | 2018386650 |
| Deed Book / Page | 397 / 556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1872/430 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | M1872/430 |
| Instrument | 565750 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1686/152 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | M1686/152 |
| Instrument | 453858 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1540/757 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | M1540/757 |
| Instrument | 421610 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 22, 2018 |
| Property Address | 3394 CINCINNATI RD, GEORGETOWN, KY 40324-9507 |
| Document Number | D397/556 |
| Book / Page | D397 / 556 |
| Map Reference | CAB2 SL119 |
| Instrument Date | May 16, 2018 |
| Instrument | 386650 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 SIMS PIKE, 695, GEORGETOWN, KY 40324-9518 |
| Name | Verified Name |
|---|---|
| Address | 431 GENERAL JOHN PAYNE BLVD, GEORGETOWN, KY 40324-9168 |
| Document Number | 386651 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 386651 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 16, 2019 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,100 (-33.38%) | $448,800 (+35.84%) | |
| 2025 | $1,960.00 (-1.75%) | $330,400 (+50.1%) | $330,400 (-) |
| 2023 | $1,995.00 | $220,126 Land $8,126 Building $212,000 | $330,400 Land $118,400 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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