3448 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3448 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,395 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2016)
Tax Bill	$7,611 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-24-02-E-13`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-02-E-13`
Alternative APNs	`26-36-24-02-0000E.0-0013.00` `2626803`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,395 sqft Living Area
Gross Area	5,038 sqft
1st Floor Area	2,878 sqft
Upper Floors Area	78 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,553 sqft (0.38 acres)
Lot Width	97 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	944 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	621 sqft
Deck Area	437 sqft
Balcony Area	78 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2626803
Street Address	3448 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE TWO LOT 13 BLOCK E
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE TWO
Legal Phase	2
Legal Block	E
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4014
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3448 CAPPIO DR, MELBOURNE, FL 32940-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Prior Sale	Apr 22, 2004 · Amount on Record
Deed Document Number	201686855
Deed Book / Page	7610 / 540
Prior Transfer Date	Apr 4, 2013
Prior Transfer Doc	0068480726
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3448 CAPPIO DR, MELBOURNE, FL 32940-1314
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 CAPPIO DR, MELBOURNE, FL 32940-1314

Mortgage

Document Number	0104281995
Date	Sep 11, 2025
Book Page	10428/1995
Instrument	2025182544

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Sep 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3448 CAPPIO DR, MELBOURNE, FL 32940-1314
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 CAPPIO DR, MELBOURNE, FL 32940-1314

Mortgage

Document Number	0089890005
Date	Jan 22, 2021
Book Page	8989/5
Instrument	2021015992

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,110 (+2.7%)	$815,150 (-2.43%)
2025	$7,611.00 (+6.24%) Homeowner's exemption	$583,360 (+5.99%)	$835,430 (-1.1%)
2024	$7,164.00 (+1.34%)
2023	$7,069.00 (+7.22%) Homeowner's exemption	$550,410 (+3%)	$844,720 (+6.29%) Land $189,750 Building $654,970
2022	$6,593.00 Homeowner's exemption	$534,380	$794,740 Land $156,400 Building $638,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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