3427 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3427 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Sep 2019)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-24-01-B-15`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-01-B-15`
Alternative APNs	`26-36-24-01-0000B.0-0015.00` `2625532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,020 sqft Living Area
Gross Area	4,533 sqft
1st Floor Area	3,020 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	26,136 sqft (0.6 acres)
Lot Width	49 ft Width
Garage Type	Attached
Garage Area	904 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	609 sqft
Deck Area	928 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625532
Street Address	3427 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE ONE LOT 15 BLOCK B
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE ONE
Legal Phase	1
Legal Block	B
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3427 CAPPIO DR, MELBOURNE, FL 32940-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	2019198017
Deed Book / Page	8534 / 2812
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0059460386
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3427 CAPPIO DR, MELBOURNE, FL 32940-1315
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 CAPPIO DR, MELBOURNE, FL 32940-1315

Mortgage

Document Number	0090592235
Date	Mar 22, 2021
Book Page	9059/2235
Instrument	2021072522

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 11, 2019
Property Address	3427 CAPPIO DR, MELBOURNE, FL 32940-1315
Document Number	0085342812
Book / Page	008534 / 002812
Instrument Date	Sep 7, 2019
Instrument	198017
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3427 CAPPIO DR MELBOURNE FL 329401315, MELBOURNE, FL 32940-1315

Mortgage

Document Number	85342813
Date	Sep 11, 2019
Book Page	008534/002813
Instrument	198018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,080 (+2.7%)	$734,220 (-2.57%)
2025	$7,551.00 (+6.25%) Homeowner's exemption	$578,470 (+5.99%)	$753,580 (-1.19%)
2024	$7,107.00 (+1.34%)
2023	$7,013.00 (+7.22%) Homeowner's exemption	$545,800 (+3%)	$762,660 (+5.58%) Land $165,000 Building $597,660
2022	$6,541.00 Homeowner's exemption	$529,910	$722,380 Land $136,000 Building $586,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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