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3438 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3438 Cappio Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,050 sqft · built 2005
Lot Size0.37 acres (16,117 sqft)
Owner2 Trust Names on Record
Last Sale$120,000 (May 2004)
Tax Bill$8,521 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone A (high risk)
APN26-36-24-02-E-12

Property Details

APN / Parcel Number

Primary APN26-36-24-02-E-12
Alternative APNs
  • 26-36-24-02-0000E.0-0012.00
  • 2626802

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,050 sqft Living Area
Gross Area7,007 sqft
1st Floor Area3,256 sqft
Upper Floors Area181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,117 sqft (0.37 acres)
Lot Width124 ft Width
Garage TypeAttached
Garage Area929 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area847 sqft
Deck Area1,003 sqft
Patio Area847 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2626802
Street Address3438 CAPPIO DR
CityMELBOURNE
StateFL
Zip32940-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-11
Legal DescriptionCASABELLA PHASE TWO LOT 12 BLOCK E
Legal Range36E
Legal Township26S
Legal Section24
Legal SubdivisionCASABELLA PHASE TWO
Legal Phase2
Legal BlockE
Legal Lot Number12
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group4
Census Block4014
Census Tract64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address3438 CAPPIO DR, MELBOURNE, FL 32940-1314
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2004 · Amount on Record
Deed SaleMay 10, 2004 · Amount on Record
Deed Document Number2004144015
Deed Book / Page5287 / 106
Last Transfer DateJun 4, 2015
Transfer Doc0073801732
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3438 CAPPIO DR, MELBOURNE, FL 32940-1314
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082012638
DateJun 29, 2018
Book Page8201/2638
Instrument2018146894
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$676,520 (+2.7%)$958,510 (-2.62%)
2025$8,521.00 (+5.98%) Homeowner's exemption$658,740 (+5.99%)$984,300 (-0.01%)
2024$8,040.00 (+1.3%)
2023$7,937.00 (+7.21%) Homeowner's exemption$621,540 (+3%)$984,440 (+6.84%) Land $165,000 Building $819,440
2022$7,403.00 Homeowner's exemption$603,440$921,440 Land $136,000 Building $785,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 383 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 in force
Nearby Flood Claims33 (1995–2024)
Claims Outside the SFHA26 of 33
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Fay, Aug 2008 · 14 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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