3446 Polo Downs, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 3446 Polo Downs, Hoover, AL 35226 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,749 sqft · built 1989
Lot Size	0.34 acres (14,830 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-11-4-008-024.037`

Property Details

APN / Parcel Number

Primary APN	`39-00-11-4-008-024.037`
Alternative APNs	`39114008024037RR00` `60174`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,749 sqft Living Area
Gross Area	6,250 sqft
1st Floor Area	2,227 sqft
Upper Floors Area	1,522 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,830 sqft (0.34 acres)
Terrain	Rolling
Porch	Porch
Porch Area	42 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60174
Old Parcel Number	39114008024037RR00
Street Address	3446 POLO DOWNS
City	HOOVER
State	AL
Zip	35226-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK C POLO TRACE 24/72
Legal Range	03W
Legal Township	19S
Legal Section	11
Legal Quarter	SE
Legal Subdivision	POLO TRACE
Legal Block	C
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1012
Census Tract	14409

Owner

Source: Jefferson County records · APN 39-00-11-4-008-024.037

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3446 POLO DOWNS, HOOVER, AL 35226-3368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2001
Deed Sale	Jun 25, 2001
Prior Sale	Jun 25, 2001
Deed Document Number	2001618152
Record Updated	Jun 08, 2026

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 09, 2017
Property Address	3446 POLO DOWNS, HOOVER, AL 35226-3368
Document Number	0000045835
Instrument Date	Apr 24, 2017
Instrument	45835
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3446 POLO DOWNS HOOVER AL 352263368, HOOVER, AL 35226-3368

Mortgage

Document Number	45836
Date	May 09, 2017
Instrument	45836

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+26.39%) Homeowner's exemption	$50,220 (-)	$502,200 (-) Land $130,000 Building $372,200
2023		$50,220 Land $13,000 Building $37,220	$502,200 Land $130,000 Building $372,200
2022	$2,842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (01073C), updated March 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010730144091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	11 (1990–2021)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2021, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Oct 2021), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.