3435 Polo Downs, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 3435 Polo Downs, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,887 sqft · built 1989
Lot Size0.366 acres (15,943 sqft)
OwnerOwner Name on File
Last Sale$323,000 (Oct 2005)
Tax Bill$2,730 (2025)
Flood ZoneZone X (minimal risk)
APN39-00-11-4-013-005.000

Property Details

APN / Parcel Number

Primary APN39-00-11-4-013-005.000
Alternative APNs
  • 39114013005000RR00
  • 60273

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,887 sqft Living Area
Gross Area8,154 sqft
1st Floor Area1,513 sqft
Upper Floors Area1,412 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,943 sqft (0.366 acres)
Lot Dimensions149 ft deep x 107 ft wide
TerrainRolling
Garage TypeAttached
Garage Area594 sqft
PorchPorch
Porch Area317 sqft
Patio Area279 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number60273
Old Parcel Number39114013005000RR00
Street Address3435 POLO DOWNS
CityHOOVER
StateAL
Zip35226-3371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 5 BLK B POLO TRACE 24/72
Legal Range03W
Legal Township19S
Legal Section11
Legal QuarterSE
Legal SubdivisionPOLO TRACE
Legal BlockB
Legal Lot Number5
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group1
Census Block1023
Census Tract14409

Owner

The current owner of 3435 Polo Downs bought it in October 2005.

Source: Jefferson County records, as of December 15, 2025

Owner of RecordOwner Name on File
Mailing Address3435 POLO DOWNS, HOOVER, AL 35226-3371
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleOct 3, 2005 · Amount on File
Deed SaleOct 3, 2005 · Amount on File
Prior SaleJun 2, 2004 · Amount on File
Deed Document Number2005135461
Deed Book / Page200513 / 5461
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3435 Polo Downs was $2,730 with a senior citizen's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,730.00 Senior Citizen's exemption$41,720$526,300 Land $133,600 Building $392,700
2023$41,720 Land $10,591 Building $31,129$526,300 Land $133,600 Building $392,700
2022$2,730.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3435 Polo Downs in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1990–2021)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2021 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3435 Polo Downs is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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