Jefferson County property record for 3445 Polo Downs, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,050 sqft · built 1990 |
| Lot Size | 0.49 acres (21,346 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $712,000 (Aug 2025) |
| Tax Bill | $3,469 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-11-4-013-007.000 |
| Primary APN | 39-00-11-4-013-007.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,050 sqft Living Area |
| Gross Area | 7,696 sqft |
| 1st Floor Area | 2,914 sqft |
| Upper Floors Area | 2,148 sqft |
| Basement Area | 2,646 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,346 sqft (0.49 acres) |
| Terrain | Rolling |
| Garage Area | 650 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 587 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60275 |
|---|---|
| Street Address | 3445 POLO DOWNS |
| City | HOOVER |
| State | AL |
| Zip | 35226-3371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 7-A RESUR OF LOT 7 BLK B POLAR TRACE 25/49 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | POLO TRACE RES LOT 7 BL B |
| Legal Block | B |
| Legal Lot Number | 7-A,7 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 14409 |
Source: Jefferson County records, as of April 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3445 POLO DOWNS, HOOVER, AL 35226-3371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Mar 18, 1999 · Amount on File |
| Deed Document Number | 202572372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3445 POLO DOWNS, HOOVER, AL 35226-3371 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3445 POLO DOWNS, HOOVER, AL 35226-3371 |
| Document Number | 0000025272 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026025272 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,469.00 (-0.03%) | $52,900 (-22.5%) | $682,500 (-) Land $130,000 Building $552,500 |
| 2024 | $3,470.00 (+0.03%) | ||
| 2023 | $68,260 Land $13,002 Building $55,258 | $682,500 Land $130,000 Building $552,500 | |
| 2022 | $3,469.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1990–2021) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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